RIB Boat Insurances

RIB-Boot-Wassersportversicherung - Kaskoversicherung und Haftpflichtversicherung für RIBboote und Schlauchboote
Hier können Sie online ein Angebot für die Haftpflicht- und Kaskoversicherung ihrer Yacht erstellen.

RIB boats (rigid inflatable boats) combine the ease of a rubber dinghy with the stability and buoyancy of a fiberglass boat. With the appropriate engine these boats can open all doors for fun on the water.

However, you should have an insurance policy for the boat for a untroubled recreational operation. The low weight of RIB boats ensures, for example, relatively high speeds even at low engine types. It can quickly happen that you unintentionally overlooks an obstacle in the water or you caught a wave the wrong way, ...

As a longtime water sports insurer, we are aware of the dangers that may arise from the operation and maintenance of the boats.

Details of the BASIC-Coverage for RIB-Boats

  • Co-insured in the liability insurance is as follows:
    • The personal legal liability of the skipper and persons authorizes to handle the watercraft
    • The legal liability from the punnling of water skiers and kite surfers
    • The personal legal liability of water skiers, if and as long as he/she is in the towing of the watercraft (subsidiary)
    • The legal liability of the persons insured from a damage at a wracked boat caused by an aif measure e. g. a rope connection, provided that they are asked to provide assistance for a boat in distress
    • The legal liability for pecuniary damage from claims which occured during the effective insurance period
    • The legal liability of the person insured for direct or indirect consequences of changes of the physical, chemical or biological nature of a stretch of water including grundwater (water pollution)
  • Facts of the fully comprehensive insurance
    • Insurance covers the yacht / boat including machinery, equipment, inventory, dinghies, atttachments and personal effects
    • Insurance cover is valid on water and on land, including the landing and launching
    • Insurance cover for transports by road and for the boat trailered by ferry
    • Risks insured: collision, grounding, stranding, sinking , fire and explosion, vandalism, force majeure, lightning strike, theft
    • Including insurance cover for trailers in the case of fire, explosion, theft as well as in the case of a total loss due to an accident of force majeure 
    • Expenses for salvaging, salvage attempts and, if so, waste disposal up to the amount of the sum insured ( in addition to the insurance sum )
    • Expenses of the policy holder for the prevention and reduction of a damage up to a limit of 20 % of the sum insured
    • Including regatta risk / race risk for sailing yachts during club regattas
    • In the case of a total damage: replacement of the time value (time value insurance)
    • In the case of a partial damage: aquisition of 100 % of the repair costs, aquisition of transport costs to the chipyard and the way back
    • Elimination of the deductible in case of theft if the boat or outboard motor are equipped with a GPS/GSM transponder
  • Passenger Accident Insurance
    • Worldwide cover for the vehicle insured
    • Persons insured are the policy holder (owner), skipper and the crew members
    • Double disability benefit up to 200,000 € / person from 90 % disability